Most online calculators only give rough estimates — skipping key numbers like real interest rates, APR, and closing costs. That may work for a ballpark figure, but when you’re making a serious financial decision, you deserve real lender-backed numbers you can rely on.
ARLO™ is different. It uses live HUD limits, daily rate feeds, and ZIP-Code specific closing cost data to show you exactly what’s possible — before you ever speak to anyone.
Here’s what you’ll see instantly:
- Real-Time Interest Rates & APR — Updated daily for both fixed and adjustable-rate options.
- Accurate Closing Costs — Includes local fees, taxes, and third-party charges for your area.
- See Your Maximum Loan Amount Right Away — Based on age, home value, and current HUD lending limits.
- Personalized Program Matching — Instantly identifies eligibility for HUD HECM or high-value jumbo/proprietary programs.
- Side-by-Side Loan Comparisons — Clearly compare payout options: lump sum, monthly income, or line of credit.
- Adjustable Input Controls — Change payout strategy, rate assumptions, or draw amounts to see how it affects your result.
- Full Amortization View — See year-by-year how your equity and loan balance could change over time.
- No Personal Information Required — No calls. No sales pitch. Just accurate numbers you can use to make a confident decision.
