Celebrating 20 Years of Excellence.

All Reverse Mortgage, Inc. is a HUD-approved HECM lender with over 20 years of experience. 

We hold an A+ rating with the Better Business Bureau and maintain one of the highest review scores in the nation — a reflection of our commitment to transparency, service, and borrower peace of mind.

A+ Rated Accredited Business (4.99/5 Stars)

-Better Business Bureau

Back to Back Torch Ethics Finalists 2021 & 2022

-Better Business Bureau

BBB Torch Finalist

Rated #1 Reverse Mortgage Company of 2024

-Caring.com

4.9/5 Star Rating from Google

-Google My Business


Cited by Professor Jack Guttentag (The Mortgage Professor)

For presenting clear, accessible pricing without requiring personal information, as reported by HousingWire.

Reverse Mortgage Rate Comparison (2025) 

Verified HUD Data from Top 20 HECM Lenders

Based on HUD FHA case endorsement data from Sept. 1, 2024 – Aug. 31, 2025. Rates shown reflect average note rate at endorsement, not a rate quote. Actual borrower rates vary and may change without notice. Report compiled Oct. 13, 2025. HUD data source: https://entp.hud.gov/sfnw/public/ Top 20 lender list: https://www.rminsight.net/wp-content/uploads/2025/10/Lenders_202509.pdf (Access this data file here.)

Instant ARLO™ Quote

See Eligibility, Real Interest Rates, APR & Closing Costs.

Most online calculators only provide rough estimates. They often skip critical details like actual interest rates, APR, and local closing costs.


That may be fine for a quick glance, but when you are evaluating a long-term financial decision, you deserve accurate, lender-backed numbers you can rely on.


ARLO™ is built different. It uses live HUD lending limits, daily rate data, and ZIP-code-specific closing costs to show you exactly what your options look like, before you ever speak with anyone.

 Here’s what you’ll get instantly:


  • Your maximum available loan amount based on age, home value, and 2026 HUD limits
  • Real-time interest rates and APR for fixed and adjustable options
  • Accurate closing costs based on your property location
  • Side-by-side comparisons of payout options, including lump sum, monthly income, or line of credit
  • Automatic program matching for HUD HECM and high-value proprietary options
  • A year-by-year view showing how your loan balance and remaining equity may change over time

What Our Customers Say

The stories shared by our customers reflect our commitment to delivering clear guidance, excellent service, and lasting peace of mind throughout the reverse mortgage process.

© 2025 All Reverse Mortgage, Inc. All Rights Reserved. NMLS #13999 HUD Lender #26031-0007 Privacy Policy

This material has not been reviewed, approved, or issued by HUD, FHA, or any government agency. All Reverse Mortgage, Inc. is an independent company and is not affiliated with, acting on behalf of, or endorsed by HUD/FHA or any government agency. This content is for educational purposes and is not tax advice. Reverse mortgage programs may not be available in all states.


*Advertising Disclosure.Based on a comparative review of BBB ratings, complaint histories, accreditation status, customer review scores, and positive-review percentages for the top 20 HECM lenders by endorsement volume (RMInsight, October 1, 2025). BBB data verified December 10, 2025.